Calculators › Card and wallet fee calculator
How much reaches you after the card machine, JazzCash, Easypaisa or QR fee, and the price to charge so you still get the full amount.
Also searched as: card machine charges · JazzCash merchant fee · MDR calculator
Fees in a month at this rate: –
Every card machine, wallet and QR provider keeps a share of each payment, the merchant discount rate (MDR). At 1.5%, a Rs 5,000 bill leaves you Rs 4,925. Over Rs 3,00,000 of card sales a month that is Rs 4,500, more than many shops pay for electricity.
Rates differ by bank, card type and wallet, and some add a fixed charge. Read your merchant agreement and enter that rate. To receive a full amount after the fee, divide by (1 − fee): Rs 5,000 ÷ 0.985 = Rs 5,077. Many card agreements don't allow passing the fee to the customer, so check yours before adding it to the bill.
Keep card, wallet and cash sales apart in your books so the fee shows up as a cost and the galla still matches.
The merchant discount rate: the share of each card or wallet payment the bank or wallet keeps. Rates differ by bank, card type and wallet, so enter the rate in your merchant agreement.
Many card agreements do not allow a surcharge, so check yours first. If allowed, divide the bill by (1 − fee) to receive the full amount.
Raast person-to-person payments are free; merchant payment rules depend on your bank. Check the current charges with your bank.
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