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Committee (BC) calculator

Members × monthly amount gives the payout. See when your turn comes, how much you paid in by then, and whether it works as a loan or savings for you.

Also searched as: committee kaise chalti hai · BC calculator · committee ki baari

Payout each month
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Paid in before your turn
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Still to pay after your turn
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MonthYou payYou getYour balance

How a committee works

Every member pays the same amount each month, and one member takes the whole pot by turn. With 10 members at Rs 10,000, the pot is Rs 1,00,000 a month, and the committee runs for 10 months. Everyone pays in Rs 1,00,000 and gets Rs 1,00,000 back; only the timing changes.

Shopkeepers often take an early turn to buy stock before Eid or the season, and a late turn to save for rent or a wedding. Either way, write down every member, turn and payment. A missed payment is the main risk, and a written list settles arguments.

Common questions

How much is the committee payout?

Members × monthly amount. 10 members at Rs 10,000 a month pay out Rs 1,00,000 each month to the member whose turn it is.

Is an early turn better?

An early turn is like an interest-free loan: you get the money first and pay it back over the coming months. A late turn is like savings: you pay in first and get it all at the end.

What if a member stops paying?

That is the main risk of a committee. Keep a written list of members, turns and payments, and choose members you trust. Munshi's committee tracker keeps it for you.

Do this every day without a calculator

Write every len-den once and Munshi keeps the hisab: who owes you, whom you owe, cash in and cash out, and today's balance. It works in English and Roman Urdu,...

Read the full guide

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