Token (bayana) and commission: write every deal down
What to record when a token is given, why the token is not the dealer's money, and how to make sure commission from both sides is collected.
Munshi Team · 13 Nov 2026 · 1 min read
When the token is given, write the deal down with the deadline and the commission from each side. Most disputes come from deals agreed only on the phone.
What to write
| Detail | Example |
|---|---|
| Property | 5 marla house, Wapda Town |
| Buyer and owner | Kashif / Haji Rafiq |
| Agreed price | Rs 1,80,00,000 |
| Token (bayana) and date | Rs 5,00,000 on 16 Nov |
| Full payment by | 15 Dec |
| Commission | 1% from each side |
Example figures only. Commission rates differ by city and deal: agree them in writing.
The token is not your money
The token passes from the buyer to the owner. Write it down, but do not count it as income. Your income is the commission only.
Collecting commission
When the transfer is done, put each side's commission on their account. Whoever has not paid shows in your udhaar list until they do.
Rent deals
For rent, write the agreement start and end dates. A month before the end, contact the tenant and owner: a renewal is commission for little work.
The property dealer software records the token and deadline, puts the commission on the khata when the deal is done, and lists rent agreements ending soon. Start free.
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