Zakat on 1 lakh rupees, and the nisab
Zakat is 2.5%, so Rs 2,500 on Rs 1 lakh, once your wealth passes the nisab for a full year. A table, the nisab and how to count shop money.
Munshi Team · 12 Nov 2026 · 2 min read
Zakat on Rs 1 lakh (100,000) is Rs 2,500. Zakat is 2.5% of wealth you have held for a full Islamic year, once that wealth is above the nisab.
Quick table (2.5%)
| Wealth | Zakat |
|---|---|
| Rs 50,000 | Rs 1,250 |
| Rs 1 lakh | Rs 2,500 |
| Rs 2 lakh | Rs 5,000 |
| Rs 5 lakh | Rs 12,500 |
| Rs 10 lakh | Rs 25,000 |
The rule: wealth × 2.5 ÷ 100, or simply divide by 40.
What is the nisab?
The nisab is the minimum wealth on which zakat is due: the value of 52.5 tola (612.36 g) of silver, or 7.5 tola (87.48 g) of gold. Most people use the silver nisab because it is lower. Its rupee value changes with the silver rate, so check today's rate.
Each year before Ramadan the government announces the nisab used for deducting zakat from savings accounts. Check the latest notification of the Ministry of Religious Affairs for the current figure.
What to count
- Cash at home and in the bank
- Gold and silver (at today's rate)
- Shop stock kept for sale, valued at today's price
- Udhaar you expect to get back
Take away debts you have to pay now (dealer bills, loans due). Ask your scholar about anything unclear, for example a long-term loan or a disputed udhaar.
Work it out on the zakat calculator, and for a shop see zakat on business stock, cash and udhaar.
For shopkeepers
The hard part is knowing your stock value and udhaar on one day. Munshi's accounting software shows today's stock value, cash, bank and every customer's udhaar on one screen, so zakat takes minutes. Start free.
Try it free in your own business
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